Key Highlights:

1. You can buy UAE property entirely remotely with government-backed digital infrastructure and legal frameworks.
2. Golden Visa eligibility requires a minimum real estate investment of AED 2 million, which can be spread across multiple properties.
3. Both property purchase and Golden Visa application can be completed online without visiting the UAE initially.
4. Properties under construction are eligible for a Golden Visa once 50% is paid or the project is half completed.

If you’ve ever dreamed of owning a home in the UAE but thought the process would require physically being there, think again. You can buy property in the UAE remotely, all from the comfort of your home. This growing trend is transforming how international investors, like you, approach real estate in the UAE.

This post will explain each step involved in purchasing real estate remotely in the United Arab Emirates, as well as how to use your investment in an application for the UAE Golden Visa.

Continue reading further to learn more. 

Is it Possible to Buy Property Remotely in the UAE?

Buying property remotely in the UAE is not only possible but also fully supported by a strong legal and digital infrastructure. 

The UAE government has made significant efforts to simplify real estate transactions for international buyers like you, especially in major hubs like Dubai and Abu Dhabi.

1. Legal Framework for Remote Property Transactions

The Dubai Land Department (DLD) and the Abu Dhabi Department of Municipalities and Transport have implemented clear legal frameworks that allow for remote property purchases. 

These laws ensure that transactions carried out from abroad are legally binding and protected. Buyers can complete property transfers, register ownership, and sign contracts without being physically present in the UAE.

2. Eligibility for Foreigners

• Freehold Zones: As a foreigner, you can buy freehold property in designated areas of Dubai and Abu Dhabi. In Dubai, these include popular locations like Dubai Marina, Downtown Dubai, and Palm Jumeirah. In Abu Dhabi, nine investment zones are open to expatriate buyers, such as Yas Island and Saadiyat.
• Off-Plan Properties: You can purchase properties under construction (off-plan) directly from developers. These transactions are often completed remotely, with digital contracts and payment plans.
• Secondary Market: Buying ready-for-resale properties is also possible for foreigners in freehold zones. The process involves digital documentation, remote inspections, and online title transfers.

3. Digital Tools: Virtual Tours, E-Signatures, Remote Notarization, and Video Calls

• Virtual Tours: Real estate agents and developers offer 360° virtual tours and live video walkthroughs, allowing you to explore properties from anywhere in the world.
• E-Signatures: Legally recognized e-signatures enable you to sign contracts and agreements online, streamlining the transaction process.
• Remote Notarization: Notarial acts, including PoA and contract authentication, can be completed via secure video calls and digital platforms, ensuring legal compliance without physical presence.
• Video Calls: Key stages of the transaction, such as identity verification and contract review, are conducted through secure video conferencing tools.

4. Role of Licensed Agents and Power of Attorney (PoA)

• Licensed Agents: Working with a licensed real estate agent is essential. Agents guide you through property selection, negotiations, and paperwork, ensuring compliance with UAE regulations.
• Power of Attorney (PoA): If you cannot be present in the UAE, you can grant a remote PoA to a trusted representative. This allows them to sign documents, complete transactions, and even collect keys on your behalf. The POA must be properly notarized and, if issued abroad, attested for use in the UAE.

5. Security Measures to Protect Buyers

To ensure your investment is safe, UAE authorities have implemented strict security protocols:

• Escrow accounts are mandatory for off-plan projects, keeping your funds secure until the developer meets construction milestones.
• All documents undergo authentication and verification, reducing the risk of fraud.
• Government oversight through platforms like the DLD’s REST app or Abu Dhabi’s TAMM portal ensures transparency and accountability at every stage.

Also Read: Can You Rent Out Your Property While Holding a Golden Visa in the UAE

Step-by-Step Guide to Buying Property Remotely

Here’s a step-by-step guide to help you understand how you can confidently complete a remote real estate transaction:

1. Research and Property Selection

Start by researching properties through official government portals like the Dubai Land Department (DLD) website or developer platforms such as Emaar, DAMAC, and Aldar. 

Many developers and agencies offer 360° virtual tours, high-resolution images, floor plans, and video walkthroughs. You can also schedule live video calls with licensed real estate agents to get a closer look at the property and ask questions in real time.

2. Booking and Reservation

Once you find a property you like, the next step is to reserve it. This typically involves submitting a booking form and paying a booking fee (often 5-10% of the property price). 

This can be done through a secure online payment system or wire transfer. The property is then temporarily taken off the market while you complete the next steps.

3. Documentation: SPA, MoU, and PoA

You’ll need to sign either a Sales and Purchase Agreement (SPA) for developer properties or a Memorandum of Understanding (MoU) for resale units. These documents can be sent electronically and signed via e-signature tools. 

In case you’re unavailable to sign in person, you may issue a Power of Attorney (PoA), which can be notarized online or through your local UAE embassy.

4. Payment and Transfer

Final payment is typically done through bank transfer. You’ll also need to pay the DLD registration fee (usually 4% of the purchase price), as well as admin or agency fees if applicable. 

For off-plan properties, your payment will be held in a regulated escrow account until construction milestones are reached. Once payment is confirmed, the property is officially transferred to your name.

5. Title Deed Issuance and Post-Sale Steps

Your agent or POA submits all documents and payment receipts to the DLD electronically. The DLD reviews and approves the transaction, often within a few working days. 

After the transaction is registered, the DLD issues a title deed in your name, which you can receive electronically. If you’re abroad, a trusted agent or your POA holder can collect it on your behalf. 

From there, you can arrange for a handover, inspect the unit, and choose to either move in, rent it out, or hire a property management company to handle everything for you.

Consider hiring a property management company to handle maintenance, tenant management, and rental services. This is especially useful if you plan to rent out your property or want a hands-off investment.

Golden Visa Eligibility for Property Investors (2025 Update)

Here’s the updated breakdown to help you, as a property investor, understand the current eligibility for the UAE Golden Visa:

Minimum Investment Threshold

• You must invest at least AED 2 million in real estate. This total value can come from one or multiple properties, as long as they are in your name and registered on the title deeds.

Accepted Property Types

• Completed properties are eligible.
• Off-plan properties also qualify once at least 50% of the value has been paid or the project is half completed. Applicants must submit a registered Oqood Certificate issued by the developer through the Dubai Land Department system, along with proof of payment milestones.
• Mortgaged properties can be used if you provide a No Objection Certificate (NOC) from the bank and your net paid equity totals AED 2 million.

Joint Ownership Rules

• If you co-own with a spouse, each of you can apply jointly provided the combined market value is ≥ AED 2 million.
• However, if the property value is between AED 2–4 million, only one spouse typically becomes the visa holder; the other can be included as a dependent.
• For non-family joint owners, each applicant must individually own at least AED 2 million to qualify.

Official Evaluation & Title Deed Requirements

• You need an official market valuation certificate from DLD (Dubai) or the Department of Municipalities and Transport (Abu Dhabi) confirming that your property is worth at least AED 2 million.
• The title deed must clearly show your name (and share percentage if jointly owned). Off-plan properties require registered ‘Oqood’ or proof of developer payments.

Health Insurance and Other Supporting Documentation

Medical insurance coverage from a UAE provider is mandatory for all residence permit applications, including the Golden Visa.

Additional Documents: 

• A valid passport (with at least six months validity)
• A recent personal photo meeting UAE specifications
• UAE ID (if applicable)
• Copy of your current residence permit (if any)
• Proof of payment and bank statements (for mortgaged or off-plan properties)
• NOC from the bank (for mortgaged properties)

Can You Apply for the Golden Visa Remotely?

Yes, you can apply for the UAE Golden Visa online. You won’t need to travel to the UAE to complete the initial stages of the application process.

1. Application Channels  

Dubai Land Department (DLD): The DLD offers a dedicated online portal for Golden Visa applications by property investors. You can submit your documents, pay fees, and track your application status through their website.

General Directorate of Residency and Foreigners Affairs (GDRFA): GDRFA in Dubai and other emirates provides digital services for Golden Visa applications, including remote submission and status checks.

Abu Dhabi Resident Office: In Abu Dhabi, the Resident Office and the Department of Economic Development facilitate Golden Visa applications for eligible investors, with options for online submission.

Official Smart Apps: The UAE government has introduced mobile apps like Dubai REST (Residency and Foreigners Affairs Smart Services) to streamline the application process. These apps allow you to upload documents, pay fees, and receive updates on your application from anywhere in the world.

2. Upload Required Documents Digitally

The following documents can be scanned and submitted electronically:

• Title deed and official property valuation certificate
• Passport copy and personal photo
• Health insurance certificate
• No Objection Certificate (NOC) from the bank (if applicable)
• Payment receipts and bank statements
• Power of Attorney (if someone is applying on your behalf)

3. Remote Submission: Digital Platforms and Online Verification

• Digital Platforms: The entire application process can be completed online through the official portals and apps mentioned above. You can upload scanned copies of all required documents, pay fees using international credit cards, and receive electronic updates.
• Online Verification: Authorities use secure digital tools to verify your property title, evaluation certificate, and other documents. E-signatures and remote notarization are widely accepted for contracts and powers of attorney, making it possible to finalize your application without physical presence.
• Video Calls and Remote Assistance: Some centers offer video call appointments for document verification and guidance, further supporting remote applicants.

4. Approval and Issuance

Once approved, your visa can be stamped in your passport, and you’ll receive your Emirates ID, valid for 5 or 10 years depending on your investment status.

Also Read: How to Check UAE Golden Visa Status Online

Key Considerations and Risks

Even though applying for the UAE Golden Visa and purchasing real estate online is now simpler than ever, it’s still important to proceed carefully and mindfully. Before moving on, you should be aware of the following important factors and possible risks:

1. Work Only with Licensed Agents and Official Platforms

To protect yourself from fraud or misrepresentation, always work with licensed real estate agents and developers. You can verify credentials through the Dubai Land Department (DLD) or Abu Dhabi’s Department of Municipalities and Transport. 

Stick to official platforms like the DLD REST app, TAMM, or verified developer websites for listings and transactions. Avoid informal channels or unverified agents.

2. Verify Property Value and Developer Credentials

For Golden Visa eligibility, your investment must meet the AED 2 million threshold. Ensure your property’s market value is confirmed through an official valuation certificate from the DLD or TAMM. 

When purchasing off-plan, make sure the developer is registered and approved and that the project is backed by a regulated escrow account to secure your payments. 

3. Understand the Risks of Remote Transactions

Remote property buying can expose you to certain risks, such as:

• Misleading property descriptions
• Delayed construction timelines
• Scams from unauthorized brokers

4. To safeguard your investment

• Insist on virtual tours, live video calls, and authenticated documents.
• Use power of attorney only with trusted individuals or legal professionals.
• Demand payment receipts, signed agreements, and proper documentation at each step.
• Ongoing Compliance and Residency Requirements
• Securing the Golden Visa is just the beginning. To maintain your residency:
• Your property must retain a minimum value of AED 2 million; selling or losing value may affect your visa status.
• You must maintain valid health insurance from a UAE provider at all times.
• It’s essential to enter the UAE at least once every six months to avoid issues with residency continuity.

Frequently Asked Questions 

1. Can I buy property and apply for the Golden Visa without visiting the UAE?

Yes, the entire process can be initiated and managed remotely, with only the final steps requiring a UAE visit.

2. Can I use off-plan or mortgaged properties for the Golden Visa?

Yes, if at least 50% of the off-plan property is paid or, if mortgaged, a bank NOC and AED 2 million net equity are required.

3. What if my property is jointly owned?

You can apply jointly with a spouse or individually if your ownership share meets the AED 2 million threshold.

4. Can I combine multiple properties to meet the AED 2 million requirement?

Yes, the investment value can be spread across one or more properties, as long as the total is AED 2 million or more.

5. Can I sponsor my family under the Golden Visa?

Yes, you can sponsor your spouse, children, and, in some cases, domestic workers under the same visa.

6. Are there any taxes or ongoing fees for remote buyers?

There are no property taxes, but buyers must pay DLD registration fees and cover any maintenance or service charges.

7. What happens if I sell the property or my investment drops below AED 2 million?

Your Golden Visa may become ineligible or subject to review if the investment no longer meets the threshold.

Final Word 

In 2025, the UAE will make it easy for international investors like you to buy property remotely and apply for the Golden Visa through a fully digital, government-supported system. Whether you’re purchasing off-plan or ready properties, the entire process from property selection to visa application can be handled from abroad with the help of licensed agents, virtual tools, and secure platforms.

To ensure a smooth and secure experience, always use official government channels, verified developers, and authorized advisors. This not only protects your investment but also increases your chances of a successful Golden Visa application. 

Book your free consultation call today with the experts of JSB Incorporation to learn more about securing your UAE Golden Visa by buying property remotely.