Key Highlights

✓ Multiple Pathways Available: Entrepreneurs can qualify through SME ownership (AED 1M+ revenue), incubator approval, or previous business sale of AED 7M+.

✓ Full Foreign Ownership Permitted: Free zones allow 100% foreign ownership with tax exemptions and duty-free privileges for international operations.

✓ Family Inclusion Benefits: Golden Visa holders can sponsor spouses and unmarried children, plus apply for domestic worker sponsorship with AED 15,000+ monthly salary.

✓ Flexible Investment Options: Alternative routes include AED 2M+ real estate investment or public fund participation, with mortgage financing now permitted.

If you are considering long-term residency in Dubai while pursuing entrepreneurial ambitions, starting a business can offer a compelling pathway to securing a Golden Visa. 

This visa not only grants you the freedom to live, work, and invest in the UAE without needing a local sponsor, but it also opens doors to business opportunities and government contracts. 

To qualify as an entrepreneur in Dubai, you must demonstrate a commitment to innovation and technical excellence. You must also meet specific financial thresholds and provide documentation proving your business’s value and viability. 

In this article, you’ll discover how to navigate the process step by step.

Eligibility Pathways for Business-Based Golden Visa

If you aim to secure a Golden Visa through your business activities in Dubai, there are multiple eligibility pathways tailored to different stages of entrepreneurship. Whether you’re a startup founder or an established business owner, here’s how you can qualify:

5-Year Golden Visa for Entrepreneurs

To qualify as an entrepreneur for the Golden Visa, you must meet one of the following three criteria:

• Own or partner in an SME registered in the UAE, generating annual revenues of not less than AED 1 million 
• Obtain approval from an approved business incubator, the Ministry of Economy, or competent local authorities 
• Be the founder of a previous project sold for not less than AED 7 million, with official approval.

10-Year Golden Visa for Established Business Owners

• You should own or partner in a small or medium enterprise (SME) registered in the UAE, generating at least AED 1 million in annual revenue.
• You should hold ownership or significant shares in a registered startup operating within the UAE.
• Entrepreneurs who are founders of a previous pilot project or projects sold for a total value of not less than AED 7 million, subject to approval by the Ministry of Economy, the competent authority, or local authorities, qualify for the Golden Visa. 
• Approval from the Ministry of Economy or local authorities is mandatory to confirm your business’s contribution and compliance.

Investment-Based Alternative Routes

• Real estate investors must possess one or more properties worth at least AED 2 million to be eligible. Under updated rules, this route permits mortgage financing and offers a 10-year Golden Visa.
• Participation in UAE public investment funds with a minimum investment of AED 2 million qualifies you for the 10-year visa.
• Holding a business license with a capital investment of at least AED 2 million is another route to eligibility.

Business Setup Options in Dubai

When starting a business in Dubai to obtain a Golden Visa, choosing the right setup that aligns with your business objectives and eligibility requirements is crucial. Here’s a breakdown of your options:

Mainland vs Free Zone Business Establishment

Mainland Business Setup 

• Mainland companies can operate anywhere in the UAE, engage directly with the local market, and bid for government contracts.
• Over 2,000 business activities are available, covering industrial, commercial, and professional services.
• You can establish offices across all emirates and freely expand your business operations.

Free Zone Advantages

• Free zones allow full foreign ownership without needing a local sponsor or partner.
• Free zone companies enjoy 100% corporate tax exemption and duty-free import/export privileges, making them ideal for international trade.
• Setup and administrative processes are typically faster and more cost-effective compared to mainland options.

Activity Restrictions & Licensing Differences

• Free Zones: Each free zone has permitted activities and licensing requirements, often tailored to specific industries such as tech, media, or manufacturing.
• Mainland: Offers broader activity options and fewer restrictions but may require more extensive government approvals and physical office space.

Golden Visa Eligibility Comparison

• Mainland: Generally, a mainland setup with a qualifying business activity and investment can make you eligible for a Golden Visa, provided you meet the required financial and approval criteria.
• Free Zone: Free zone businesses can also qualify for the Golden Visa if they meet the technical, innovative, or investment thresholds, but eligibility may depend on the specific free zone’s recognition and approval.

Also Read: Top Business Ideas to Qualify for UAE Golden Visa in 2025

Business License Types and Requirements

Depending on your business activity, you’ll need to apply for a specific license:

• Commercial License: For companies that engage in trading or the purchasing and selling of goods.
• Professional License: For individuals and firms offering professional services like consulting, legal services, and IT solutions.
• Industrial License: For companies engaged in manufacturing, production, or industrial activities.
• Tourism License: Required for businesses in hospitality, travel agencies, and tourism operations

Strategic Free Zones for Entrepreneurs

• Dubai International Financial Centre (DIFC): Ideal for banking, investment, and financial service providers.
• Dubai Internet City (DIC) Business Setup: Tailored for IT, software development, and digital innovation firms.
• Dubai Media City (DMC) Business Setup: Perfect for media, marketing, publishing, and creative enterprises.
• Area 2071: A futuristic innovation hub that supports startups working on tech-forward, government-aligned solutions.

Financial Requirements and Investment Options

Understanding the financial commitments and available investment routes is essential for planning your business-based Golden Visa journey in Dubai.

Minimum Investment Thresholds

To qualify for the Golden Visa, your business or investment must meet one of the following financial benchmarks:

• Startup Businesses: Your project must have a minimum valuation of AED 500,000 and be supported by certified financial statements or approval from a recognized business incubator.
• Established Businesses: If you own or are a partner in a UAE-registered SME, your business must generate at least AED 1 million in annual revenue.
• Alternative Real Estate Route: You can invest in real estate by purchasing property or properties valued at a minimum of AED 2 million, either jointly or completely.
• Public Investment Option: A minimum of AED 2 million in a UAE public investment fund or similar financial product qualifies you for the Golden Visa.

Financing and Mortgage Options

• Bank Financing Eligibility: Eligible investors can choose from mortgage options offered by local UAE banks depending on property type, income, and creditworthiness factors.
• Mortgage Approval Process: As of 2025, the UAE has removed the minimum down payment requirement for real estate investors. Golden Visa eligibility is now based solely on real estate valued at AED 2 million or more, regardless of financing arrangements, provided the property is officially registered.
• Joint Ownership Arrangements for Married Couples: It is simpler for married couples to share resources and be eligible for the visa when they jointly own property to reach the investment threshold.
• Developer Financing: The Golden Visa is offered for off-plan properties from authorized local developers with a minimum value of AED 2 million. Developer financing options may also be available.

Cost Breakdown and Additional Expenses

• Business Setup Costs: Business setup costs vary significantly based on business type, location, and licensing requirements. For accurate, up-to-date fee schedules, consult the relevant emirate’s economic development authority or the Ministry of Economy’s official portal.
• Visa Application Fees: Expect to pay for the Golden Visa application, processing, and government approvals.
• Medical Examination & Emirates ID: The entrepreneur must have comprehensive health insurance for himself and his family members effective when applying for golden residence, as required by the competent local authority.
• Health Insurance Requirements: You and your sponsored family must have valid UAE health insurance, which varies based on coverage and provider.

Also Read: How to Switch to Golden Visa if You’re Already in the UAE

Business Incubators and Support Systems

In addition to making it easier to qualify for the Golden Visa, the United Arab Emirates have a strong network of government assistance programs and business incubators dedicated to helping entrepreneurs start and grow their businesses.

Approved Business Incubators in UAE

• Area 2071 (Dubai Future Foundation): Positioned as a launchpad for future-focused startups, Area 2071 provides space, mentorship, and official endorsement for Golden Visa applicants.
• Hub71 (Abu Dhabi): A tech-driven ecosystem offering generous incentives, including housing and office space, ideal for entrepreneurs in AI, fintech, health tech, and software development.
• Mohammed bin Zayed University for Artificial Intelligence (MBZUAI): It offers incubation programs designed explicitly for AI startups and research-based ventures.
• Fazaa Center for Business Incubators and Accelerators: This center supports SMEs and startups in sectors like education, health, logistics, and e-commerce, focusing on scalable innovation.

Incubator Requirements and Benefits

• Application Process for Incubator Approval: To join an incubator like Area 2071, you must obtain initial approval from the appropriate body (such as the Dubai Future Foundation). Usually, the procedure entails submitting a business plan and reviewing your project’s inventiveness and commercial viability.
• Mentorship and Networking Opportunities: Incubators provide access to experienced mentors, networking events, and workshops to help you refine your business model and connect with industry experts and potential investors.
• Reduced Licensing Fees and Administrative Support: To simplify and make business setup more affordable, several incubators offer streamlined administrative procedures and subsidized or reduced licensing expenses.
• Access to investor networks and funding opportunities: Incubators connect entrepreneurs with local and international investors, providing opportunities for funding, partnerships, and growth.

Government Support Programs

• Ministry of Economy Startup Certification: The Ministry of Economy offers certification for startups, which can help secure Golden Visa eligibility and access government incentives.
• Local Emirate Approval Processes: Each emirate has its own approval process for business setup and incubation, often involving collaboration with local economic development authorities.
• Dubai Future Authority Nomination Procedures: The Dubai Future Authority can issue a nomination letter for startups operating under Area 2071, a key requirement for Golden Visa processing.

FAQs

1.Can I apply for a Golden Visa immediately after starting my business?

Yes, you can apply if your business is registered and meets the eligibility criteria, such as being approved by an accredited incubator.

2. How can I include my family members in the Golden Visa application?

Golden Visa holders can sponsor their spouse and unmarried children under their visa. Additionally, as residents, they may apply for separate domestic worker sponsorship, subject to meeting specific income and accommodation requirements (minimum AED 15,000 monthly salary and 2-bedroom accommodation). 

3. What are the requirements to maintain and renew my Golden Visa?

You must maintain business activity, comply with UAE laws, and meet residency and income criteria for renewal.

4. If my business doesn’t qualify, what other Golden Visa options exist?

You can explore options like property investment, skilled professional categories, or exceptional talent visas.

UAE Golden Visa Success Stories 

1. Jishnu Roychaudhuri (Head of Analytics & BI (Principal), AWS Marketing (APJ) at Amazon Web Services (AWS)

“JSB played an instrumental role in helping me secure my golden visa. Their team demonstrated exceptional diligence and thoroughness in handling all documentation. The processes were explained comprehensively, leaving no room for confusion. I was particularly impressed by the personal commitment shown by Gaurav and Beena throughout the journey. Special recognition goes to Gaurav, who personally intervened when the process experienced a temporary slowdown, resolving issues with remarkable efficiency. Their professional expertise and dedication make them a standout choice for golden visa services.” 

2. Sharad Kumar (EVP & Business Head – Middle East & Africa, Dubai, UAE): 

“I recently took services from JSB Incorporation for my Golden VIsa. The experience was Amazing !! They explained the right process transparently and guided correctly with the entire process & documentation. I got my GV in weeks through them with nominal service charges ! Thank you Gaurav Ji & Beena Ji for the support. I would highly recommend them for any visa related or other services. Thank you !!”

3. Parikshit Jawa (Vice President – Cyber & Intelligence at Mastercard – Asia Pacific Singapore): 

“Highly recommend anyone looking for services in the UAE, such as – Company Creation, Golden Visa processing or other Compliance related work to reach out and give the team at JSB a chance to guide, support and assist.

Gaurav, Beena and Meenakshi (and I am sure they have an able backend support team) have been exceptional in supporting our journey in getting the golden visa for a start.

They demonstrate highest level of professionalism, integrity and create trust through their actions. The team is very attentive, empathetic and great at communicating – thus you are in control through the process.

In Summary

Securing a Golden Visa by starting a business in Dubai offers you a powerful combination of long-term residency and access to one of the world’s most dynamic business environments. 

Whether you’re launching a startup, expanding an existing venture, or investing strategically, Dubai provides the infrastructure, government support, and financial incentives to help you succeed. 

Book your free consultation call today with the experts of JSB Incorporation to learn more about securing your UAE Golden Visa.